AARP logo

Take the IQ Quiz: How Prepared Are You to Avoid Scams and Fraud? Earn Double Reward Points!

Qualified health plan

under the health care law, starting in 2014, a health plan that is certified by the Health Insurance Marketplace provides essential health benefits, follows established limits on cost-sharing (such as deductibles, copayments and out-of-pocket maximum amounts) and meets other requirements. A qualified health plan will have a certification by the Health Insurance Marketplace in which it is sold.