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How will I know if my coverage is good enough to meet the requirement to have health coverage and avoid the penalty?

How will I know if my coverage is good enough to meet the health care law requirement to have health coverage and avoid the penalty?

See what coverage, costs, and comparisons to consider when shopping for health insurance.

Most people already have health coverage that meets the requirement to have coverage and won’t have to pay a penalty. Medicare, Medicaid, TRICARE or veteran's coverage as well as coverage from an employer meet the requirement. Also, health coverage bought in the Health Insurance Marketplace or the Small Business Health Options Program (SHOP) will meet the requirement. Your health insurer or employer will let you know if your coverage meets the requirement. You can find this information on the Summary of Benefits and Coverage.

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