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What is the Affordable Care Act (ACA) individual mandate and why do we have it?

What is the Affordable Care Act (ACA) individual mandate and why do we have it?

As of 2014, the ACA requires most Americans to have health insurance. The good news is that most people already have health coverage that meets the requirement, such as Medicare, Medicaid, TRICARE or veteran’s coverage, or a plan through an employer, or in some cases health coverage bought on one’s own. For those who need it, the health care law creates more ways to shop for coverage and more options to get financial help to pay for it. Under the law’s consumer protections, no one can be turned down for coverage because they have a pre-existing condition.

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